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A nice house by the lake you can consider when buying a property in Switzerland as a non-resident.

Guide to buying a property in Switzerland as a non-resident

Posted on December 23, 2022December 23, 2022 By Lisa Roberts

Foreigners are drawn to Switzerland because of its great medical facilities, low crime rate, and cultural offerings. Today we will show you a guide to buying a property in Switzerland as a non-resident.

Buying a property in Switzerland as a non-resident has legal restrictions

Since the 1960s, non-residents have been unable to buy property in Switzerland. These regulations have undergone numerous adjustments and liberalizations throughout time. The “Federal Law on the Acquisition of Real Estate by Persons Abroad,” often known as the Lex Koller, lays out these regulations in the modern day. According to Lex Koller, non-residents include:

  • Individuals who are not Swiss citizens
  • Foreign citizens residing in Switzerland who are neither Swiss permanent residents nor citizens of the European Union

In general, foreigners who are not residents of the country cannot buy a property or other assets to use as their main home. But, with the right guide, you can buy a property in Switzerland!

Buying a property in Switzerland is possible

You can buy rental properties, vacation homes, or business spaces. You may buy a property if you have a Swiss B Permit, but only to reside in. It normally benefits applicants acquiring a primary residence who are settled in the canton for five years or longer. There are ways to buy a property in Switzerland even as a non-resident. Numerous firms can assist you in comprehending the procedure for buying Swiss real estate.

Price of buying a property in Switzerland

Switzerland is one of the least expensive countries in Europe to purchase property in terms of transaction fees, despite having high actual property costs. The Global Property Guide states that the total charges paid by the buyer typically range from 0.25 to 3.5% of the cost of the property. Between 3 and 5% is what the seller pays. Because of this, you can buy a property in Switzerland and still have money for a fresh start in Europe.

Reliable movers can help you with your relocation to Switzerland

Nowadays, it’s not unusual to see Americans move to Switzerland. Observing the same individuals struggle with move planning, organization, and execution is another frequent event. You can transfer from the United States and still have a safe relocation. All the troubles of the relocation to Switzerland are easier when you have a team on your side!

A man taping a cardboard moving box.
Professionals can help you when buying a property in Switzerland as a non-resident.

Locate a property in Switzerland to buy

The majority of Swiss properties are available online through estate agents and property portals, similar to many other countries. Property listings are also in all the main newspapers and specialized property papers. These are typically offered free of charge by estate agents and at malls. Property transactions typically move slowly when it comes to buying and selling, but having a local advantage never goes away. Hire an agent who has access to off-market homes. They can be a great asset for you when buying a property in Switzerland!

You can buy a property in Switzerland as a non-resident with the help of an experienced agent.

You can buy a property in Switzerland as a non-resident with a sales contract

The sales contract is typically drafted by a public notary. Indeed, in several cantons, it’s mandated by law – and because of that, it is pretty standard. Also, when you’re buying a property in Switzerland you can find a home for your business too. Get your legal counsel, however, to go over the specifics of the agreement if you are unfamiliar with the region or do not know the language. According to Swiss legislation, the buyer and seller must be able to communicate in their native tongue or grant power of attorney to someone else so they can sign on their behalf.

In conclusion

To conclude, buying a property in Switzerland as a non-resident can be challenging at times but we have faith in you. You can do this with proper help, but it’s important to have a team on your side. Your new life in Switzerland is waiting!

Lisa Roberts
Lisa Roberts

Lisa Roberts has been engaged in writing blog articles for the last 7 years. Although she started off her career in the moving industry, her experience brought diversification to the content topics she covers. Today, her range of topics spans from moving across the globe to everyday lifestyle tips, marketing, real-estate news, etc. In her spare time, Lisa enjoys running, reading books and spending time with her dogs Lue and Sill. As a great lover of life, she finds something practical and useful in every experience, which contributes to her portfolio as well.

Buying Tags:hiring professional assistance, real estate investments, real estate trends

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